Foreign Exchange
Business Foreign Exchange
Convert and send 35+ currencies with transparent FX pricing, typically 0.5–0.7%, and a named account manager who understands your business and how you move money internationally.
The Exchange Rate You See Isn't Always the Exchange Rate You Get
The exchange rate you see isn’t always the exchange rate you get.
High-street banks can build a margin of 2–4% into the exchange rate. On occasional transfers that can be easy to overlook. For businesses moving significant amounts internationally, it adds up quickly.
£1m converted annually
|
Typical FX Margin
|
Potential Annual Cost | |
| High-Street Bank | 2-4% | £20,000-£40,000 |
| BLK.FX | 0.5-0.7% | £5,000-£7,000 |
Potential difference: £13,000 – £35,000 a year
The more currency your business moves, the more the rate matters. We keep our pricing transparent, so you can see what the conversion is actually costing you.
- An average margin of 0.5 to 0.7%, against the 2 to 4% a bank typically takes. The saving is transparent, not buried in the rate.
- Same-day payments in most of 35+ currencies, so money reaches suppliers, staff and contractors when it needs to.
- Forward contracts that let you lock a rate in advance, so a price agreed today still holds when you actually pay.
- A named account manager on every account, and direct access to Ben, our founder. Not a ticket queue.
- Proven scale. BLK.FX has transacted over £500 million in FX volume, works with clients in more than 30 countries, and holds a 4.7 out of 5 rating on Trustpilot.
Built Around How Your Business Actually Trades
Who We Work With
BLK.FX works with internationally trading businesses of every size, from a freelancer billing overseas clients to a firm with 500 staff.
- Finance directors and CFOs managing currency exposure across the business
- Founders and owner-managers of importing and exporting firms
- Ecommerce and marketplace brands taking revenue in more than one currency
- Private-equity-backed and scaling businesses with regular cross-border flows
- Professional services firms paying or getting paid abroad
If your business touches more than one currency, there is a good chance you are leaving money on the table. We help you stop.
More Than A Conversion
Business foreign exchange is the core, but it rarely sits on its own. Most clients use it alongside one or more of the following.
- International Payments: same-day payments to suppliers, staff and contractors overseas across Faster Payments, SEPA, SWIFT and ACH.
- Multi-Currency Accounts: named accounts with their own IBANs to receive, hold, convert and pay out in 35+ currencies.
- FX Risk Management & Hedging: forward contracts and a written FX policy that protect your margin from currency swings.
- Commercial Finance: asset, invoice, working capital and trade finance through our partner Spark Finance, arranged by the same team.
Let’s Talk
We look at how you’re moving money, the currencies involved and where BLK.FX can improve the setup.
Get Set Up
We handle onboarding and put the right accounts, payment routes and FX tools in place.
Move Money With Support
Your account manager stays involved whenever you need to convert, pay or manage exposure.
What Makes Us Different
£500m+ FX Volume
Transacted for businesses and private clients.
Clients In 30+ Countries
Supporting international money movement across the globe.
35+ Currencies
Convert, hold and send the currencies your business needs.
4.7/5 On Trustpilot
Independent feedback from BLK.FX clients.
A Named Account Manager
One consistent point of contact who knows your business.
Why Clients Stay
We’ve helped clients:
Whether you’re a CFO, founder, agent or investor, our job is to make international finance feel simple, transparent and reliable.
Here is what our clients say about us
Saves fees
Ben is really good at getting on top of problems and saved me a lot of unnecessary fees in my first payments overseas to the us.
Ben is fantastic and very personable
Ben is fantastic and very personable. His weekly updates via email keep me informed and up-to-date
Great new FX/banking offering
BLK has been of a very valuable banking / FX partner to our company, which is in an upstart phase. The customer service in particular has been superb, and I have found our interactions with the BLK team to be very professional. The platform is very intuitive to us and one we make use of daily. Would highly recommend.
BLK.FX always go above and beyond
BLK.FX always go above and beyond. Their print service and attention to detail is second to none.
Made my international transactions so easy!
I use the currency accounts provided by BLK.FX for all my international revenue and payments. It’s an absolute pleasure to work with Ben and the team, I would certainly recommend the service to anyone working with multiple currencies. Consistently had a wonderful experience better and cheaper than any high street bank or financial institution.
Blk offers exceptional service
Blk offers exceptional service and bests all other FX rates I have access too. Great service and support.
Highly recommended, have worked with since 2017
Have dealt with Ben for a number of years – good guy and provides a great service. Recommended.
Great platform
Been using BLK.FX for all my international payments for a while now. Excellent user interface, easy reporting, support and timely payments. All I need to support my fx smoothly.
A disruptor to the normal banking world
a breath of fresh air to the banking world, a disruptor of the best kind. Love the service, speed, efficiency and rates
Fantastic service even better rates
Fantastic service, really responsive in an ever changing world of currency. It is so important that we are able to obtain the best rate’s possible and we are doing that consistently with every trade.
Game changer for me
Game changer for me, absolutely love the set up and the service – speed is just stunning and top drawer….. i dont bother with private banking anymore
Amazing service from BLK.FX
I received amazing service from BLK.FX. My exchange rates where far better than my bank and my payment was received in Spain within 15 minutes. Highly recommend!
Extremely clear and professional…
Extremely clear and professional advice. Very efficient if i needed anything done. Great costumer service and all in all just a pleasant and easy time.
