Services

Six Ways We Help You Move Money Better

From everyday international payments to managing long-term currency risk, BLK.FX gives businesses and private clients one relationship for moving, holding and managing money across borders.

Business Foreign Exchange

Convert and move money in 35+ currencies at an average margin of 0.5 to 0.7%, with a named dealer.  Local accounts in GBP, EUR, USD, CAD and more. No setup or maintenance fees.

International Payments

Same-day payments to overseas suppliers, staff and contractors across Faster Payments, SEPA, SWIFT and ACH. You know the cost and the timing before you send.

Multi-Currency Accounts

Named accounts with their own IBANs to receive, hold, convert and pay out in 35+ currencies, so you stop losing on every conversion into a GBP account.

FX Risk Management & Hedging

Forward contracts and a written FX policy that protect your margin from currency swings. A 2% move on £3m is £60,000. We help you take it off the table.

Commercial Finance

 

Asset finance, invoice finance, working capital and trade finance through our partner network, arranged by the same team that already handles your FX.

Private Client FX

 

Large personal transfers for property, investments and school fees, handled with corporate-grade discipline. Lock a rate between exchange and completion with forward contracts. 

Who We Work With

Built for people and businesses with money moving across borders.

BLK.FX works with internationally active businesses, finance teams, and founders managing currency exposure, as well as private clients making significant overseas transfers.

Importers & exporters · Ecommerce · SaaS & tech · Professional services · Finance teams · Private clients & family offices

What You Get With BLK.FX

Same-day payments in most of 35+ currencies

An average FX margin of 0.5 to 0.7%, not the 2 to 4% a bank quietly takes

Forward contracts to lock a rate before you pay or get paid

Named IBAN accounts to receive, hold and convert without losing on every conversion

One named account manager who knows your business, not a ticket queue

How It Works

Let's Talk
Step 1

Understand What You Need

We look at how you’re moving money, the currencies involved and where BLK.FX can improve the setup.

Step 2

Get Set Up

We handle onboarding and put the right accounts, payment routes and FX tools in place.

Step 3

Move Money With Support

Your account manager stays involved whenever you need to convert, pay or manage exposure.

The Right Infrastructure For The Job

We aren’t a one-size-fits-all provider, and we don’t rely on a single platform.

Learn About FinTech ProvidersLearn About Partners

Instead, we operate as your currency and payments concierge, drawing on a trusted network of:

  • Tier 1 FinTech platforms
  • Electronic Money Institutions (EMIs)
  • Liquidity providers and FX brokers
  • Global payment gateways and acquirers

This means:

  • Fast, secure settlements
  • Regulatory confidence
  • Freedom to scale
  • Tailored infrastructure based on your needs

Let’s Talk

Not sure what you need? Start with a conversation.

Tell us how your business moves money internationally, or what you’re looking to achieve.

We’ll help you work out the right setup.

Book A Call

Here is what our clients say about us

Rates 4.7/5

Saves fees

Ben is really good at getting on top of problems and saved me a lot of unnecessary fees in my first payments overseas to the us.

Ben is fantastic and very personable

Ben is fantastic and very personable. His weekly updates via email keep me informed and up-to-date

Great new FX/banking offering

BLK has been of a very valuable banking / FX partner to our company, which is in an upstart phase. The customer service in particular has been superb, and I have found our interactions with the BLK team to be very professional. The platform is very intuitive to us and one we make use of daily. Would highly recommend.

BLK.FX always go above and beyond

BLK.FX always go above and beyond. Their print service and attention to detail is second to none.

Made my international transactions so easy!

I use the currency accounts provided by BLK.FX for all my international revenue and payments. It’s an absolute pleasure to work with Ben and the team, I would certainly recommend the service to anyone working with multiple currencies. Consistently had a wonderful experience better and cheaper than any high street bank or financial institution.

Blk offers exceptional service

Blk offers exceptional service and bests all other FX rates I have access too. Great service and support.

Highly recommended, have worked with since 2017

Have dealt with Ben for a number of years – good guy and provides a great service. Recommended.

Great platform

Been using BLK.FX for all my international payments for a while now. Excellent user interface, easy reporting, support and timely payments. All I need to support my fx smoothly.

A disruptor to the normal banking world

a breath of fresh air to the banking world, a disruptor of the best kind. Love the service, speed, efficiency and rates

Fantastic service even better rates

Fantastic service, really responsive in an ever changing world of currency. It is so important that we are able to obtain the best rate’s possible and we are doing that consistently with every trade.

Game changer for me

Game changer for me, absolutely love the set up and the service – speed is just stunning and top drawer….. i dont bother with private banking anymore

Amazing service from BLK.FX

I received amazing service from BLK.FX. My exchange rates where far better than my bank and my payment was received in Spain within 15 minutes. Highly recommend!

Extremely clear and professional…

Extremely clear and professional advice. Very efficient if i needed anything done. Great costumer service and all in all just a pleasant and easy time.

Open chat Close chat
Start a conversation
Team member Team member Team member
Message us to find out how we can cut your FX rate in half